Wow, I can't believe it's February 2012 already.
Where does the time go?
I didn't really set specific goals for January, but here are my February goals:
Change to a Credit Union.Done 2/1/12!Get a Shared Secured Loan so I can start building my credit back up.Done 2/1/12!- Start saving as much as I'd be spending on a mortgage (- rent)
- Join a gym.
- Do another Juice Cleanse
- Start taking my vitamins again.
- Drink more water.
- Finish de-junking my room and shred my excess papers.
- Make a goodwill/salvation army run with the bag of donation stuff I have.
- Go back to being a redhead.
So long story short, my goals for February are to get healther, de-clutter and save money! Not too bad, seeing as I have two done already.
***
I applied for a Shared Secured Visa through my bank (a small local bank that I've been with for years) a few weeks ago (as per my Mortgage broker's suggestion) in order to help build my credit score so I can buy a house this summer. They told me that it was pretty much a no-brainer since I put $520 into a locked savings account and would only be getting a $400 card, with 130% insurance down I should just receive the card within 10 days. I heard nothing.
So when I went to deposit my paycheck last night I stopped and asked about my card. The lady called and found out I'd been declined and they just hadn't gotten around to informing me (almost 20 days later). I was upset. I closed the special savings account, withdrew the cash and ended up at Cypress Credit Union a half hour later.
The mortgage guy actually recommended them to me, and I should have listened then. It took less than an hour to become a full-fledged member of the credit union, open new savings and checking accounts (with a LOT more benefits than my bank ever offered me), and have my Shared Secured Loan approved and set up with automatic payments. It was simple and amazing, and I'm finally on the right track thanks to their help.
I'm not sure if I'm keeping my bank account with my bank or switching everything to the credit union yet-still thinking about it. However, I'll definitely be using my Cypress CU account a lot more now.
What are your goals for February?
I'm going to start doing a monthly goal link-up. Will you join me?
Link-up sometime within the first week of the month and tell us what your goals for the month are, and how you did on last months goals. That way we can all leave each other support and love, and celebrate getting things done together! :) Grab my button and link-up with the party!
This is a great link up idea! And your goals all sound like good ones! Plus you already have two out of the way, that's great!
ReplyDeletegreat list of goals for this month
ReplyDeleteI love this idea! I'll start working on my February goals tonight! :)
ReplyDeletePS. I tagged you over on my blog in case you get bored and want to answer random questions... ;)
Credit unions are totally the way to go.
ReplyDeleteAnd you've got some great goals for February!